Buy a brand-new home in London, KY with $0 down.
The Place at Court Road sits in an area that is eligible for USDA financing — which means qualified buyers can purchase a brand-new, all-brick home here without a down payment. Not a fixer-upper, not a rental. A new home with a builder warranty.
The USDA Rural Development loan
A government-backed mortgage created to encourage home ownership outside of major metros. Its headline feature is no down payment for buyers who qualify. London and Laurel County fall inside the eligible map.
It is about the address and the household
Two things drive eligibility: the property has to sit in an eligible area, and your household income has to fall under the limit for the county and household size. Credit and debt-to-income still apply, as with any mortgage.
“USDA means farmland”
It does not. The eligibility map covers most of Laurel County, including neighborhoods minutes from shopping, schools and I-75. You are not required to buy acreage or live remotely.
Help with closing costs
Beyond the $0 down structure, the seller/developer periodically offers an incentive toward closing costs and a rate buydown. Terms change, so ask what is currently being offered before you assume.
Four all-brick plans, all 3 bed / 2 bath / 2-car garage.
Every home is full brick with a stainless steel appliance package, fully sodded and landscaped yard, and a one-year builder warranty. HOA dues are $300 per year.
The Judah Bear
1,264 sq ft · 3 bed / 2 bath / 2-car garage
$279,500
The Anderson
1,284 sq ft · 3 bed / 2 bath / 2-car garage
$279,500
The Asher
1,329 sq ft · 3 bed / 2 bath / 2-car garage
$284,500
The Bo
1,382 sq ft · 3 bed / 2 bath / 2-car garage
$294,500
Pricing subject to availability and change. Financing examples are illustrative and depend on credit, income and lender approval. This is not a commitment to lend.
Find out what you actually qualify for.
The fastest way to know is a short conversation with a lender — usually 10 minutes and no cost. Call or text Amanda at (606) 682-3912 and she will point you to someone who works these loans locally, or use the payment calculator to see what a monthly payment could look like first.